Stafford & Co. Insurance of Fall River, Massachusetts (a BoatingLocal sponsor), has announced a new agency affiliation with Progressive Insurance. Progressive is a leading national insurer of watercraft up to 50′ and $250,000 in value, or personal watercraft up to $27,000 in value. Progressive also has great flexibility on speed and horsepower allowances, with a high end of 90 mph and horsepower up to 500 for a single engine and 1,000 for dual engine.

Progressive also offers a number of unique watercraft coverage options, which allows Stafford to create a policy for almost any situation or need. The client can choose to insure for Actual Cash Value or Agreed Value, and in some cases Stafford can offer Total Loss Replacement, which covers the cost of a new boat of the same make and model. Progressive also provides $10,000 primary coverage on fishing equipment, “Disappearing Deductibles” and a host of other boater-friendly coverage enhancements.

One of the great features of Progressive underwriting is that they do not require marine valuation surveys prior to insuring, which can save boaters hundreds of dollars when it comes to getting older boats appraised every 3 to 4 years.

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